Professional Coin Grading Service is one of the top two grading firms in the coin industry. They have been encapsulating and grading coins for more than 25 years. Their grades are readily accepted on the market and even trade sight unseen.
This 1886 Morgan Dollar is graded MS65 or gem condition by PCGS. This is considered to be investment grade, however this is a relatively common date for the series. Even coins in this grade remain available and can be purchased at reasonable costs.